To apply for a loan online, access Online Banking, click on “Accounts” and then click on “Loan Application.”

Please click here to be directed to Online Banking.

Vons Credit Union offers a wide variety of loan programs to help you meet your personal and financial goals.

Different people have different needs, especially when it comes to credit cards.  That’s why Vons Credit Union offers four different Visa card packages — and one of them is right for you! (Rates are based on your credit history.)

Plus, all of our Visa cards earn ScoreCard Reward Points.  Click here to learn more. 

Visa Plus: 8.9% non-variable APR* **

• An exceptionally low 8.9% non-variable APR
• No annual fee
• Minimum monthly payment is 2% of your average daily balance or $15, whichever is greater
• 26-day grace period on purchases

Click here for important information about this product

Secured Visa: 10.9% non-variable APR*

• Uses your savings account balance of $250 or more to secure purchases
• A competitive 10.9% non-variable APR
• No annual fee
• Minimum monthly payment is 2% of your average daily balance or $15, whichever is greater

Click here for important information about this product

Preferred Visa: 11.9% non-variable APR*

• Uses your savings account balance of $250 or more to secure purchases
• A competitive 11.9% non-variable APR
• No annual fee
• Minimum monthly payment is 2% of your average daily balance or $15, whichever is greater

Click here for important information about this product

Premium Visa: 13.9% non-variable APR*

• A competitive 13.9% non-variable APR
• No annual fee
• Minimum monthly payment is 2% of your average daily balance or $15, whichever is greater
• 26-day grace period on purchases

Click here for important information about this product

New Start Visa: 16.9% non-variable APR*

• An excellent choice for those just starting out or re-building credit
• No annual fee
• A competitive 16.9% non-variable APR
• Minimum monthly payment is 2% of your average daily balance or $15, whichever is greater
• 26-day grace period on purchases

Click here for important information about this product

* Actual rates based on your credit history. 
* Late payment fee on all Visas is $29. 
* Overlimit fee is $29.
**Transaction fee for cash advances is 2% ($5 minimum, $25.00 maximum).

NOTE: VISA non variable rates are subject to change.

Real Estate Loans

We have access to many unique conventional loan programs on amounts up to $1,000,000.  Loan rates are based on individual credit history and qualifications; contact our Real Estate Department at 626.444.1972, Ext. 453.

• 1st Trust Deeds (Purchase or re-finance)
• Home Equity Line of Credit (HELOC)
• Equity 1st or 2nd Trust Deeds
• Mini Home Equity Loan

Click Here for more info

Vehicle Loans

There are a lot of ways to get to where you’re going.  To help you get on the road or waterway, contact us today.

• New and used autos
• New or used vacation trailers
• New or used RVs
• New or used boats
• New or used motorcycles
• Personal watercraft

Check out our rates

Share Certificate (CD) Loans

With a Share Certificate loan, your loan is secured by your Vons Credit Union certificate of deposit.  The amount of your loan cannot exceed your Share Certificate account balance.  Check out our rates.

Signature Loans

Signature loans are just that, based on your signature and your good credit.  No collateral is required.  Check out our rates.

Vons Employee Uniform/Union Dues Loan

As a Vons employee, you are eligible for a loan to help you pay for the cost of your uniforms and/or union dues.

• Maximum loan amount = $250
• Weekly payments = $10 (automatic payroll deductions)
• Must be employed by The Vons Companies for at least 60 days