Vons Credit Union offers a wide variety of loan programs to help you meet your personal and financial goals.

Different people have different needs, especially when it comes to credit cards.  That’s why Vons Credit Union offers four different Visa card packages — and one of them is right for you! (Rates are based on your credit history.)

Plus, all of our Visa cards earn ScoreCard Reward Points.  Click here to learn more. 

Visa Plus: 8.9% non variable APR* **

• An exceptionally low 8.9% fixed APR
• No annual fee
• Minimum monthly payment is 2% of your average daily balance or $15, whichever is greater
• 26-day grace period on purchases

 

Secured Visa: 10.9% non variable APR*

• Uses your savings account balance of $250 or more to secure purchases
• A competitive 10.9% fixed APR
• No annual fee
• Minimum monthly payment is 2% of your average daily balance or $15, whichever is greater

 

Premium Visa: 13.9% non variable APR*

• A competitive 13.9% fixed APR
• No annual fee
• Minimum monthly payment is 2% of your average daily balance or $15, whichever is greater
• 26-day grace period on purchases

 

New Start Visa: 16.9% non variable APR*

• An excellent choice for those just starting out or re-building credit
• No annual fee
• A competitive 16.9% fixed APR
• Minimum monthly payment is 2% of your average daily balance or $15, whichever is greater
• 26-day grace period on purchases

 

* Actual rates based on your credit history. 
* Late payment fee on all Visas is $29. 
* Overlimit fee is $29.
**Transaction fee for cash advances is 2% ($5 minimum, $25.00 maximum).

NOTE: VISA non variable rates are subject to change.

Real Estate Loans

We have access to many unique conventional loan programs on amounts up to $1,000,000.  Loan rates are based on individual credit history and qualifications; contact our Real Estate Department at 626.444.1972, Ext. 453.

• 1st Trust Deeds (Purchase or re-finance)
• Home Equity Line of Credit (HELOC)
• Equity 1st or 2nd Trust Deeds
• Mini Home Equity Loan

Click Here for more info

Vehicle Loans

There are a lot of ways to get to where you’re going.  To help you get on the road or waterway, contact us today or complete the online application. 

• New and used autos
• New or used vacation trailers
• New or used RVs
• New or used boats
• New or used motorcycles
• Personal watercraft

Check out our rates

Share Certificate (CD) Loans

With a Share Certificate loan, your loan is secured by your Vons Credit Union certificate of deposit.  The amount of your loan cannot exceed your Share Certificate account balance.  Check out our rates or complete our online application today!

Signature Loans

Signature loans are just that, based on your signature and your good credit.  No collateral is required.  Check out our rates or complete our online application today!

Vons Employee Uniform/Union Dues Loan

As a Vons employee, you are eligible for a loan to help you pay for the cost of your uniforms and/or union dues.

• Maximum loan amount = $250
• Weekly payments = $10 (automatic payroll deductions)
• Must be employed by The Vons Companies for at least 60 days